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    There are a number of online businesses run by apparently high risk merchants that are extremely risk-prone due to various reasons including high sales volumes and the resultant susceptibility to fraud. Such high risk merchants, even though making enormous profits, encounter considerable problems in accepting online payments due to non-availability of high risk merchant accounts. Any businesses with one or more of the following characteristics can be categorized as a high risk merchant business:

    Merchant accounts Merchant accounts
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    Merchant accounts Merchant accounts

     

    Adult Merchant Accounts

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    Even though adult service businesses are highly profitable, the controversies surrounding them are plenty. The risk content of such a business is normally considered as extremely high. This risk-proneness has resulted in labeling the adult merchant account services as a ‘high risk’ business and the relevant account as a ‘high risk adult merchant account’. These tags tend to make majority of the domestic adult merchant account providers skeptical enough to totally reject the adult service vendors that apply for their own merchant account. We provide Adult Industry with low rate adult merchant accounts that has the lowest transaction fees and rates in the Adult Industry today.

    Categories of Adult Businesses
    There are two options for remitting the membership fees in the adult service related businesses. The first is a monthly or recurring membership in which the laid down fees are received every month. The other type is the one-off method that involves onetime payment of a specific amount.

    Both the categories have their pros and cons. The monthly membership fees pattern guarantees a sizeable income every month. On the other hand, the one-off types can be instrumental in forming a good clientele base. A group of loyal customers can always bring excellence and esteem to any business. Due to these very reasons, the adult services providers always prefer to have both the types in their fold for maximizing their income.

    Problems in Getting an Adult Merchant Account Provider
    We already know that not many adult merchant account providers show keenness in approving an adult merchant account for an adult service provider. In case a few agree, the charges demanded by them are astronomical (extending up to 20%). Any adult service provider will have considerable problem in paying the account provider 20% of his profit.

    He either has to increase his price or lower the quality of his services to maintain his usual margin of profit. However, compromising on his quality or raising the price will certainly result in loss of customers and consequently adversely affect his bottom line. All this will warrant that he finds an appropriate method quickly that will help him to conveniently accept his payments online.

    Adult Merchant Accounts are considered to be in the high risk category. Merchant accounts for most businesses are invariably different from the one required for the adult business.

    Every business has its own characteristics, especially with relation to the risk profile it presents. As such, every individual business needs to have a unique merchant account to facilitate receiving online payments through credit cards and checks. The risk-proneness of adult service business tends to keep bulk of the merchant account providers (such as banks and credit card processors) away from adult service businesses.


    European ACH (bank debit):

    Merchants can add 10% to 20% or more to their bottom line by accepting European checks. Europeans do not use credit cards the way Americans do. This payment option is a must.

    US ACH Check Processing:

    Simply the best Internet check payment product on the market today, featuring age verification and real-time lookup of account status. Low returns, better bottom line.

    The above businesses do not make all the vendors exclusively high risk merchants. The degree of ‘high risk’ is bound to vary from one high risk merchant to the other depending on a host of factors. Establishing a merchant account is easy! The entire process will take just minutes of your time and you’ll be up and running in a matter of days.
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    Dating Site Merchant Services

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    Merchant Reliance, Are you related to the Online Dating Industry? Finding it impossible to find a bank or credit card processor who would accept your business? Need a merchant account provider who will accept your business with its risks and provide you with an online dating merchant account?

    Getting accepted by banks and credit card processors for his online dating business is difficult business. Not every bank and processor will understand your concerns. Adult merchants requiring an online dating merchant account will find their business unacceptable by most and will have to face refusals many times. Using our own direct bank relationships, you can now accept all of the major credit cards and debit cards and process paper checks electronically


    European ACH (bank debit):

    Merchants can add 10% to 20% or more to their bottom line by accepting European checks. Europeans do not use credit cards the way Americans do. This payment option is a must.

    US ACH Check Processing:

    Simply the best Internet check payment product on the market today, featuring age verification and real-time lookup of account status. Low returns, better bottom line.

    The above businesses do not make all the vendors exclusively high risk merchants. The degree of ‘high risk’ is bound to vary from one high risk merchant to the other depending on a host of factors. Establishing a merchant account is easy! The entire process will take just minutes of your time and you’ll be up and running in a matter of days. APPLY NOW

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    High Risk Merchant Accounts

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    There are a number of online businesses run by apparently high risk merchants that are extremely risk-prone due to various reasons including high sales volumes and the resultant susceptibility to fraud. Such high risk merchants, even though making enormous profits, encounter considerable problems in accepting online payments due to non-availability of high risk merchant accounts. Any businesses with one or more of the following characteristics can be categorized as a high risk merchant business:

    • The business is not registered as required by law.
    • The vendor or his business is blacklisted by merchant account providers/credit card processing
      companies for reasons of bankruptcy, fraudulent dealings or etc.
    • The merchant’s credit history is not consistent.
    • The merchant runs any business such as telemarketing, travel, online pharmacy, gaming, ticketing,
      entertainment, downloadable software, etc.
    • The business generates large volumes of sales resulting in large number of transactions. Such a
      situation is likely to lead to instances of fraud and term the vendor as a high risk merchant.
    • The business is small with very insignificant volumes of sales and fewer numbers of transactions.
      Such a business may not be able to afford the heavy expenses involved with purchase of fraud screening
      software/tools and other miscellaneous features as well as making payments required towards third party
      processor fees.




    Who Are the High Risk Merchants?

    Vendors engaged in the following businesses online are classified as high risk merchants:

      Merchant accounts Adult entertainment. Merchant accounts Replica products.
      Merchant accounts Travel. Merchant accounts Online auctions and debt services.
      Merchant accounts Pharmacy. Merchant accounts E-wallet and E-cash.
      Merchant accounts Online Casinos/gaming merchants. Merchant accounts ISP and hosting service.
      Merchant accounts Telemarketing merchants. Merchant accounts Online dating services.
      Merchant accounts Tobacco and cigarettes.    

      The above businesses do not make all the vendors exclusively high risk merchants. The degree of ‘high risk’ is bound to vary from one high risk merchant to the other depending on a host of factors.

      US ACH Check Processing:

      Simply the best Internet check payment product on the market today, featuring age verification and real-time lookup of account status. Low returns, better bottom line.

      The above businesses do not make all the vendors exclusively high risk merchants. The degree of ‘high risk’ is bound to vary from one high risk merchant to the other depending on a host of factors. Establishing a merchant account is easy! The entire process will take just minutes of your time and you’ll be up and running in a matter of days. APPLY NOW

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    Direct Debit Merchant Accounts

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    Merchant Reliance provides secure and easy to use ACH merchant processing services to business of all sizes. You can deposit paper checks as if they were electronic funds, accept checks over the phone or online, and directly debit customer accounts - instantly and from your computer! By using an Merchant Reliance ACH merchant account to process your payments, you can save up to 55% over paper check processing.

    In today's increasingly competitive world of business it's vital your company has reliable cash flow. Aren't you tired of manually collecting payments, constantly calling your customers, waiting for the check to be mailed? Use the Merchant Reliance ACH processing network to electronically debit and credit checking and savings accounts, and start saving money.

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    Mail Order/Telephone Order (MOTO) Merchant Accounts

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    MOTO, short for Mail Order Telephone Order pertains to transactions (credit/debit card, ACH, e-check) where the customer makes his or her purchase by Mail Order, Telephone Order (MOTO), Facsimile, or via the Internet instead of being physically present at the merchant's location.

    Merchant Reliance will provide you with the best solution to accept your mail/phone orders based on your businesses individual needs. Your choices include software that you install on any PC, a Virtual Terminal that allows you to process credit card via any computer and Internet connection, or you can also manually enter credit card transactions through a standard credit card terminal.

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    Offshore Merchant Accounts

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    Advantages
    Not all is wrong with offshore merchant services; there are lots of advantages as well. For exMerchant Reliancele, money making e-commerce websites find offshore merchant services the ideal method to accept credit cards online without being fearful of the website shutting down. No doubt, there is a possibility of having the account hacked in offshore merchant services, but you can get rid of that risk with the help of using quality software.

    Offshore merchant account services are also quite helpful in enhancing your business potential. If you are facing a problem of credit card processing because of your domestic bank then offshore merchant services is tailor made for you.

    The best part about offshore merchant account services is that they offer you a much-needed flexibility and scope in terms of processing your online orders. At this moment of time, credit card processing is quite pivotal for your business. If your credit card processing ability is not up to the mark, your business is going to suffer tremendously.

    Therefore, offshore merchant services are an absolute must especially if you are running an online business. Apart from providing top-notch credit card processing facilities, offshore merchant services also offer you prompt multi-currency processing. In other words, you can accept orders with a wide array of credit cards. Even better, the volume of order processing is not limited in offshore merchant services.

    Offshore Processing
    Offshore processing is a sort of merchant account which makes use of banks to provide credit cards options for high risk processing. Offshore processing also allows us to liberate from the billing restrictions that could be faced in many other countries like United States and United Kingdom.

    Offshore processing mainly deals with credit card transaction services, largely for online businesses. The offshore credit card processing services offer you reliable, secure and cost-effective payment procedures. It helps the merchants accept and process payments in a number of currencies along with the acceptance of a lot of credit and debit cards entries, providing an international reach to the merchant.

    Offshore processing is a gateway for enhanced sales and this satisfies the populace greatly. The zero percentage of taxation in the offshore processing offers the company to gain more profit from your online business. The factor to note here is that, the fundamental taxation rules are not valid to your firm, as your bank is offshore. This allows you to gain extensive profit and expand your business to a great extent. Due to offshore processing, your online business will face an increase in the sales statistics, as your online business is non-stop at work. Speedy processing and high-quality customer services are other essentials that also play part in increasing the sales ratio.

    Offshore credit card processing helps you in storing all the data in a much secure manner. Offshore processing enables you to accept credit and debit cards for the payments of products you sell online. Some fraud screening tools are also provided in offshore processing on minimal charges. It saves you from any sort of currency fluctuation. Some of the offshore processing services also utilize Address Verification Systems (AVS) for client fraud screening.

    The approval of transactions in speedy mode is another highlighted feature of offshore processing. Subsequently, confirmation of the processed transaction is sent to the client as well as the merchant. The offshore processing does not include any opening fee.
    The offshore merchant account providers offer more lenient terms and conditions and give you better service than other domestic banks. If an individual needs more information, s/he can contact their customer care service anytime and get assistance.

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    Pharmacy Merchant Accounts

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    Your online pharmacy business is coming under attack from many different directions. It is most important that your credit card processing is handled by a firm interested in protecting your right to stay in business. It’s imperative that you work with a firm that can manage all your credit card processing risk? Whether you are just setting up your online pharmacy offshore merchant account for the first time, or you are not currently happy with the rates from your current processor, we can help. Start processing with us today! We always have the lowest rates and fastest payouts for all online pharmacies.

    An online pharmacy merchant account will allow your online pharmaceutical or supplement website to accept credit card payment over the internet, or by manually entering transactions through an online virtual terminal. The system can integrate flawlessly with an existing shopping cart system. Some supplement websites may be able to process through a domestic processing bank, which will considerably lower the cost of accepting credit cards. For this reason we carefully review each potential customer, and offer domestic processing where applicable and then add an offshore solution where required.

    We currently have many online pharmacy merchant accounts processing through us, so we know what to do to get you up and processing as quickly and cost effectively as possible. Online Pharmacies are one of the fastest growing internet businesses. By going with Merchant Reliance, you will get an easily adjustable volume cap for your pharmacy merchant account. Not only will you be able to do business at your own growth rate you also will not have to worry about getting shut down based on volume restrictions.

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    Travel Merchant Accounts

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    In the ecommerce world, the success of your business largely depends on the credit card processing service that you provide to your customers, whether it’s a travel merchant account or any other high risk merchant. That is why, as the best merchant account provider, Merchant Reliance offers you the perfect solution for all your high risk credit card processing needs.

    Merchant account providers must provide merchant account holders with high risk credit card processing facility along with tools for online credit card processing services that will help not only the customers in credit card processing but will also make accepting credit card payments a lot easier for the merchants. This in return will boost sales and earn profit. And it gets even better!

    Additional Features of our Travel Merchant Accounts The travel industry is now considered as a high risk business, owing to the added risk factor of high volume sales, potential chargeback, refunds etc. At Merchant Reliance we have installed advanced fraud protection systems on our secure servers so that chargeback claims are minimized.

    European ACH (bank debit):

    Merchants can add 10% to 20% or more to their bottom line by accepting European checks. Europeans do not use credit cards the way Americans do. This payment option is a must.

    US ACH Check Processing:

    Simply the best Internet check payment product on the market today, featuring age verification and real-time lookup of account status. Low returns, better bottom line.

    The above businesses do not make all the vendors exclusively high risk merchants. The degree of ‘high risk’ is bound to vary from one high risk merchant to the other depending on a host of factors. Establishing a merchant account is easy! The entire process will take just minutes of your time and you’ll be up and running in a matter of days.
    APPLY NOW

     

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